Fascination About 228 loan
Fascination About 228 loan
Blog Article
The Board or its appointed agent, prepares each year, for each MSA or metropolitan division (together with an MSA or metropolitan division that crosses a Point out boundary) along with the nonmetropolitan portion of Every State, an combination disclosure statement of noted smaller enterprise lending, tiny farm lending, Local community progress lending, and Local community progress investments by all depository establishments topic to reporting beneath this section or twelve CFR section 25 or 345.
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관심 분야의 기사, 블로그 콘텐츠부터 숏폼, 쇼핑까지 다양한 콘텐츠를 이용할 수 있습니다.
문화를 만들기 위한 네이버의 노력이오니 회원님의 양해와 협조 부탁드립니다.
The Board evaluates a bank's community improvement expert services performance in a facility-dependent evaluation location and assigns a summary for a facility-based evaluation place, by contemplating a number of of the subsequent:
) The amount of examining and price savings accounts opened digitally and through other delivery techniques that are Energetic at the end of each calendar 12 months by census tract revenue amount for each calendar calendar year.
Pursuant to § 228.28 and appendix D to this section, the Board incorporates a financial institution's Retail Lending Check conclusions into its Condition or multistate MSA ratings, as applicable, and its establishment ranking.
(1) Revitalization or stabilization, necessary Local community facilities, critical Neighborhood infrastructure, and catastrophe preparedness and weather conditions resiliency actions in Indigenous Land Places are activities specially specific to and performed in Indigenous Land Locations.
The Board testimonials the influence and responsiveness of your lender's Local community improvement loans and Group enhancement investments that advantage or provide a multistate MSA, as offered in § 228.15.
(ii) Once the bank has designed its Original draft plan, formally solicit public comment on the Preliminary draft system for a minimum of sixty times by:
The Board considers the loans, investments, products and services, and solutions of affiliates of the lender that are not functions subsidiaries, in the financial institution's choice, subject matter to the following:
A considerable financial institution need to gather and maintain in Digital sort, here as prescribed with the Board, right up until completion from the lender's upcoming CRA examination in which the info are evaluated, the following details with respect to retail banking services and retail banking products and solutions made available and provided by the financial institution throughout Just about every calendar yr:
Projects to revitalize or stabilize a targeted census tract that include the two business and household parts qualify as revitalization or stabilization things to do less than this paragraph (e)(two), if:
(x) An indicator for whether the loan was to a company or farm for which gross once-a-year revenues are not known by the lender.